Save and Invest for your Child: Open them Mutual Funds

Naalala ko nanaman when I was child my Auntie always bring me to different places of my relatives para mamasko. That time if we received P100.00 that means so much na to us kasi nga bata kami and bibili lang kami what we want.

Now that I have children, at their early age, we teach them on how to value money, pano namin pinaghihirapan each cents. They have money bank or alkansya and we opened them their own savings account which they can widraw money at the right time and age nila. Now, we wanted to level up. I do have mutual fund as an investment and so far even if mababa ang kitaan sa stocks at least may earnings ako and recently I am happy I was able to get some portions kasi I need it. Yan yung funds na hindi instant ang pagkuha hehe. It takes days for your money to be deposited or pick up sa preferred money transfer mo.

Why I chose to open them mutual funds?

1. I want my children to understand na we cannot only just  save sa bank instead may ibang savings diversion which is the mutual funds. In which they will earn in due time or when they reach the maturity.

2. Mutual fund is very flexible when it comes to changing your type of funds. Ako kasi I always go for equity funds though I can change naman twice, (this is what I remember) kaso I never do that kasi mas malaki ang earnings ng equity funds based sa history.

3. Compare to bank deposits, mas may chance na mag earn ang money ng kids such as profit na tinatawag.

4. Teaching my children to save and invest while they are young para when they grow old na eh may mahuhugot and better na maintindihan nila pagtanda kung ano nga ba ang compounding interest.

5. Though we are not focus on saving for their education, we meant to teach them the value of starting as early as now and this could mean long term investment.

Tips on getting a Mutual Funds for your Children

1. Decide what is your purpose of opening a MF for your kids. For most parents, it can be their education for some, can be use for their leisure, medical expenses etc.

2. Choose a reputable investment institution or broker for your child’s investment. Hesitant tayo so you need to take time to read reviews to help you decide better. Making sure na meron silang long term plan at excellent funds management.

3. Make sure you calculate the amount of time you plan to invest when your child needs it. Long term savings can be 5 years, 10 years and much longer pa like 20-30 years.

4. Decide how much amount you can shed monthly or annualy so you can sustain your kid’s mutual funds. I started at 5,000.00 and depositing 1,000.00 php every month para lumago.

5. Choose a mutual funds that doesn’t need to be monitored each time. For most industries, they have fund manager that monitors your investment.

Hope these helps momshies 🙂 I can refer you sa kakilala na FA. 🙂

Start investing and sayang ang napamaskuhan kung puro sa toys lang 🤗

 

SUCH A TREASURE: GO THE EXTRA SMILE FOR YOUR KIDS

I can still remember when I was a child, I never had a chance to spent quality time with my parents because they are both working abroad and only my Auntie Ayie stays with us. Only clothes, chocolates, and toys are being sent to us, yes we are happy but the feeling is totally different and felt we are missing them so much instead of those presents.

And I know I am missing a lot. I kept a promise to myself if I will get the chance to get married and had the chance to have children I will make sure I will find time to go the extra mile and smile for them. Let my husband provide and God will do the rest to keep our family survive.

How do we go extra mile and give them that extra smile in their face?

My daughter once told to his brother, let’s create memories Kuya and they took a picture. A lesson learned from my 8 year old daughter. WE always create lifetime memories by taking a photo of every moment may it be small or big event in our lives. That is one of the precious thing we can give them and hopefully they will remember until they grow old. For we know those toys and presents we buy, those are just temporary and can be forgotten. But the memories lingers on as times goes by. Instead, we spent time traveling, having our family trip, embracing the nature and let them be children. Truly, spending quality time with them is such a treasure for a lifetime and what would be best if you hear them say “Thanks mom and dad for making us happy and smile. Such a blessing.”

 

My kid’s favorite brand of Hapee Kiddie Toothpaste

We promise that we will give them that “Hapee smile” as long as we live. Parang Hapee Tooth paste lang, they bring happiness every brushing time. Pwede ding maging bonding moment ninyo ng mga bata. Let’s spread happiness and #GOTHEEXTRASMILE 🙂

Secure your Family a Home? Why is it Important?

I remember when I was a child, we never had our own home. We transfer places and had lived in a bahay kubo type of house. Now, I have my own family, me and my husband are now planning to secure our own home for our children. Why these makes sense if all they say   “Lahat naman ng ito ay hindi madadala sa langit?”

Here’s my stand about it! 

Securing a home gives our family security and sense of stability. I grew up with no permanent home and we don’t want our children experience the same way because these days all things are costly expensive especially payment of the house rental. It is such a burden paying monthly rentals.

Home ownership gives freedom and you make your own rules. Let’s face it we wanted our home be as fancy as it should be. If you own the place you can do anything that you need and even want.

Home ownership is now being considered as a good investment. Yes it might be costly at first but you and your children will benefit long term. Not just saving you from all burden of paying monthly house rental and please also note that property does not depreciate and thus it gains profit.

Home ownership gives you space and privacy. You and your family can do anything without thinking that anyone can bother you. Privacy is much more important these days.

Home ownership gives strong relationship in your community. You build stronger ties with the people around you. Compare of just renting a house, you tend to change places every now and then though meeting new people is nice yet it does not give strong ties to everybody.

More than anything else above, we want our children to have a “permanent place” to come home to.

I hope these helps, are you ready to purchase your new home? Let All Well Homes Realty help you. They provide all well-crafted housing solutions to each and every home buyer. They help families build their dream homes and have a clear communication with the homeowner. Contact my friend, Berlin Domingo via Facebook and she will be happy to assist you, her contact information: 09286622358 or email allwellhomesrealty@gmail.com.

Please share the love momshies ♥

 

Choose Your Diaper Wisely, Choose Pampers!

Mga momshies, how do we choose the perfect diaper ng ating mga anak? Let me share mine and I know lot’s of parents will agree on this.

But first consider yung needs pati kung ano ba ang priorities ng family dba? Like yung costs ng diaper per month, sulit ba yan and safe sa kids?

1. Choose a diaper that go beyond in absorption. For me eto talaga ang pinaka importante na quality ng isang diaper, if your diaper won’t absorb leaks and liquid, ma-compromise ang skin ni baby which will cause diaper rashes and worst ang infections.

2. Choose a diaper which fits best sa inyong mga anak. For your child to feel comfortable syempre dapat swak sa kanyang katawan ang size ng diaper and it depends sa weight ng inyong baby. Because no matter how expensive ang diaper na nabili mo, kung hindi naman fit to your child, it’s useless. Highly recommended ang  Pampers Dry pants para #lesslawlawmoregalaw ang peg ng ating mga anak.

3. Choose a diaper with Soft Absorbent Polymer ( SAP)

Photo credit to the owner:

“SAPs are considered to be non toxic, non sensitizing, non irritant and non mutagenic. All in all, superabsorbent polymers are a good thing. They’re non toxic and safe, and they help to keep nappies thinner, so there’s less landfill.”

Source: Wikipedia

Why choose Pampers Baby-Dry Paints?

Photo credit to Pampers 💕

👍🏻 Pampers Baby Dry Pants has 3 magic channels kaya 3x more absorbent, to the highest level ang dryness.
👍🏻 It has skin friendly-lotion which acts as a mild barrier to support skin’s health
👍🏻 It has soft stretchy belt to adjust your kid’s movement everytime and anytime.
👍🏻 Easy wear and easy tear off. Perfect sa mga toddlers na active kasi hassle free na ang pagsusuot.
Kaya mga momshies, why settle for less? Hindi porket mura, nakatipid kana ☺️ Choose wisely, for less lawlaw and more galaw, choose Pampers Baby Dry pants now! You can buy sa mga suking tindahan yan at online meron na rin.

Let’s Get Social and give them some love ♥ Follow them on Facebook and Instagram

Be A LifeSaver: Let’s Support LoveHopeFaith Group

Christmas is nearly coming, let’s support  Lovehopefaith Group (LHF) with their advocacy on helping cancer patients. Every time you purchase any product from them, 50% of net proceeds goes to their beneficiaries. Since 2013, Lovehopefaith Group (LHF) has helped hundreds of its beneficiaries who are mostly children with cancer.

I love their watch 🙂 With different colors and stylish design.

To further enhance the shopping experience of its customers LHF has improved its ordering process. LHF has shifted online orders to their website.    

Customers can visit their website, select orders, review cart, enter shipping details, and proceed to checkout.

All business transactions related to orders are coursed through their email lovehopefaith.orders@gmail.com. Clients can still send them a message thru their Facebook page or mobile numbers for queries.

Loved their LifeSaver Shirt

To prevent shipping delays this holidays, a cut-off schedule has been released for online orders. Kindly check their LoveHopeFaith Facebook for the latest schedule. 

Life Saver Watch Life Saver Watch features Japan Movement technology and is water resistant. Ten trendy colors are available in small and big sizes giving a wide array of variety for people from all ages to choose from. Available colors are: Black, White, Gray, Mint, Navy Blue, Army Green, Red, Purple, Pink, and Brown. Life Saver Watch costs only 250 pesos wherein 50% of its net proceeds are donated to Lovehopefaith’s beneficiaries who are primarily children with cancer.

Other beneficiaries include: Tahanan Sta. Luisa, a crisis intervention for street children, and Tahanan Carmela D’Amor, a center for abandoned children managed by the Sisters of the Divine Zeal.

Thinking of gifts for your loved ones? Visit their website now, para sa idea kung anong gift mo, may gift ka na sa loved ones mo, nakatulong kapa? Let’s share the love with them!

Place your Order here>> www.lovehopefaithgroup.com

ABOUT  LOVEHOPEFAITH: 

LoveHopeFaith (LHF) is an all-Filipino social enterprise that was founded as an instrument to provide care and assistance to a cancer patient. . Fifty percent of the net proceeds from the purchases of LHF products are donated to its causes. As the business grew, LHF was able to add non-profit institutions to its list of beneficiaries.

Directory: 

Follow them on Facebook  Instagram:  #TimetoSaveaLife #LifeSaverWatch #lovehopefaithgroup #watchforacause

Scarlet Snow Belo’s Swiss Discovery with Nestlé NANKID

Scarlet Snow Belo’s Swiss Discovery with Nestlé NANKID 

See the world of science through the eyes of Philippines’ most famous child online.

Photo c/o Scarlet Snow Belo’s Instagram page

Exploring new parts of the world is an extraordinary experience. Whether it’s a weekend trip to a beach, or heading off to another continent, there’s always something new to discover, experience and learn.

Discover What’s in Scarlet’s Nestle Nankid! Make sure to catch all the webisodes from NANKID’s Facebook page.

Imagine the excitement that Scarlet Snow Belo, daughter of Dra. Vicky Belo and Dr. Hayden Kho, experienced when she recently went on a once-in-a-lifetime adventure to the Nestle Headquarters in Switzerland. The sprawling center with breathtaking views of the Swiss Alps, is where world class products especially made for growing children are developed. Scarlet Snow excitedly explored the various rooms and instruments that were used in different scientific studies and discovered many new things in the headquarters.

Supportive parents, Dr. Hadyen Kho and Dra. Vicky Belo touring the Nestle Headquarters in Switzerland with Scarlet.

Best of all, Scarlet Snow had the opportunity to meet the brilliant science experts and big bosses who work in the headquarters like Alex Keller, the Global Category Head of Nestle Infant and Growing Up Milks, and Marco Turini, Global Head for Scientific Affairs for Nestle. The experts, in turn, were happy to meet their little visitor, as they patiently explained their latest innovations to her, including how they engineered Scarlet Snow’s milk, Nestle NANKID.

They began with the milk formulation to explain why Nestle NANKID is adapted for kids. They showed how all the essential vitamins, minerals and DHA are present in the milk. They also taught her that there is no added sucrose (table sugar) to make sure it is a healthy choice for kids.

Mr. Alex Keller, Global Category Head of Nestle Infant and Growing Up Milks explaining to Scarlet all the great benefits she can get when she drinks Nestle Nankid.

Scarlet Snow then learned that protein is one of the most important nutrients for a child’s growth and development, contributing to the building of brain, muscles, and body. The optimized protein found in Nestle NANKID is high quality, low quantity protein that is optimal for weight and development advantage.

But Nestle NANKID doesn’t stop at just providing the right vitamins and optimized proteins. As Scarlet Snow learned, Nestle NANKID also has probiotics! This keeps her digestive system strong and healthy as it fights the bad bacteria in her stomach.

Listening intently, Scarlet Snow discovered that all good things she gets from her favorite milk helps her grow up to be future ready. Childhood is all about learning, growing, and experiencing new things. Every experience contributes to a child’s mental, emotional and over-all development. Along with proper nutrition, especially one that has optimized protein such as Nestle NANKID, growing children can achieve their fullest potentials. This is the message behind Scarlet Snow’s webisodes, which also emphasizes the role that parents play in reshaping the future of their growing children.

As parents, you possess the power to #ReShapetheFuture of your children. Watch the webisodes to see how Scarlet Snow, with the support of her parents and with NANKID, is well positioned to become the best that she can become in the future.

Discover Scarlet Snow’s Switzerland journey and catch all the episodes on Nankid’s Facebook Page